Category: Obama Care


Today my wife had to have outpatient surgery so we arrived at 11:00 o’clock as instructed.  She does have health insurance through her employer and has $500 remaining on her deductible and the hospital had told her on the phone this would need to be paid at registration!!  Now I thought this was crap as even thought she has a deductible and the money was owed we were basically paying for a service that had not been rendered and what if we were not satisfied!!

So in order to let her go ahead and have the procedure and get it over with we put it on the credit card and trust me the service we were provided at the beginning of the day was less than stellar. By the time they had us running from one end of the hospital to the other the surgery was 2 hours late!!  It was obvious if one knew what the other was doing all of this would have occurred on time.  And another thing about having to pay this $500 dollars today is the fact that we have insurance and “work” which is made known to the provider. Rest assured if an illegal walked through the door or somebody with no money I bet they would get treatment and not hassled over $500 as soon as you walk through the door!!

I have never been an advocate of government-run healthcare but because of what I describe above it will most certainly happen.  The illegals and the poor are getting healthcare whether they can pay or not and the folks like us that have insurance are paying out of our pocket or through higher insurance premiums.   So I say go ahead and give these people their healthcare and charge me one premium so every time I go the doctor or hospital I don’t have to pre-pay for services and then be disappointed in the result!

 

I have made several posts on the new healthcare bill and how much it will really cost the working people.  Well as I suspected the realities of what I an others have been saying in terms of an increase in premiums is happening as I type this post and it has happened to our family so that makes me an expert as of today to post about it.  My wife received her healthcare booklet with the different plans she can choose from and the plan she has now has increased 120%…. and to make sure I am clear, yes it has gone up 120%!!  Now, let me say she is in the single plan so the dollar increase is not that significant but in this economy any extra dollars out the door hurt the wallet. We did not choose the couple plan because the premiums have always been large but we figured from last year to this year the couple premium has increased 25%.

As stated previously there needed to be some kind of healthcare reform but my issue with this particular program was the cost and how it was going to be paid for.  Common sense alone would tell anyone that nothing is free and these insurance companies are not going to give out free insurance so guess what?? The people who pay health insurance premiums are going to pay for it.

There could also be an another motive for this.  I do not believe the President and his advisors are stupid people.  In fact, I believe them to be very intelligent and know exactly what they are doing.  I submit they knew all along these premium increases would happen and counted on it so the American people would be upset by this and then the government could say “why don’t you just come over to the government plan, it will be cheaper and better for you than the private sector” and because of the high premiums Americans will have no other choice but to do so. This way the government can say they didn’t force us into, but got us in through the backdoor and locked it!!

Finally, just so you know I did not just blog about this. I call my Congressman, Senator and the White House to let them know about the premium increase.   My health insurance renewal is coming up so I will keep you posted.

As we move down the road since the passage of Healthcare reform the “slow trickle” of information begins to come out on how healthcare for everyone is going to be paid for and as expected it will be paid for on the backs of working Americans.  New information has just been released that says “over the counter medications can no longer be used under a Flexible Spending Account unless there is a prescription from a doctor”. The new requirements take effect in January 2011 and the IRS has spelled out what needs to be done to meet the requirements.  If you have not guessed already and what some of us knew would happen this change is being made to raise revenue and help pay for premiums of the lower-income uninsured.

Now we know why 17,000 additional IRS agents are being hired, so they can make sure “working Americans” hand over their money to pay for all of this!!  The FSA benefited working people by helping them pay for prescriptions, office visits and over the counter medication and this are slowly being taken away!  We hear our government say “we will tax the rich” to pay for all of this.  Well, I hate to be the bearer of bad news but there are not enough “rich people” to pay for all of this and the plan all along was to have the working people pay for this.  The government has to get revenue from somewhere and the hiring of all these IRS agents is to make sure they get it!  Our only hope is the ballot box so I urge you to continue to vote out the current politicians in office and do this in every election until they get the point that we are all fed up and not going to take this anymore!!  I have linked to the article below.
http://www.workforce.com/section/news/article/irs-says-flexible-spending-accounts-cant-reimburse-otc-drugs.php

Why might you ask is the title for my post?  Well, in my community kids are bused all over the county in the name of diversity etc… at the cost of about 70 million dollars a year for fuel, bus drivers, and the other costs associated with busing.  In the last week the school board voted to raise property taxes $30 dollars per $100 of assessed value on property to help “fund” the schools because they are running out of money.  Busing was implemented in the 1970’s (in which I was a victim of) and at the time things did not cost as much and there was plenty of money to pay for these social programs.

However, things are different in 2010. The federal government is bankrupt, unemployment is at 10% and the jobs people are getting don’t pay enough to afford any extra other than food, clothing and shelter.  All of these social engineering programs cost money so in the last 30 years the government ran deficits to pay for them and now the bill has come due.  But the liberals continue down this road of spending money like it was 30 years ago.  Think about it!! 70 million dollars a years to bus kids all over the county!! Look at what that money could be used for.  Newer school bldgs, hire more teachers and new programs for students.

The liberals in this country have to realize there is no more money and we can’t keep taxing year after year to pay for it.  If these social engineering programs cost this kind of money then it is time to get rid of them.  I don’t have any more money to pay in taxes especially with Obama care because my health insurance premiums will be going up later this year so I do not know where these tax and spend liberals think they are going to get their money.  I think the government just wants us to give them our paychecks so they can take care of us!! To me that seems to be where it is headed.

I have made several posts on the healthcare bill and the taxes that will be levied on the “Working American People” that will raised in order to pay for it.  I have also mentioned  the   general increases in taxes that will need to be raised to help reduce the National Debt!  I have come across two articles that state “Muslims excused from Obama care”.   I have copied the provision below from the Senate and House Bills these articles discuss:

EXEMPTIONS FROM INDIVIDUAL RESPONSIBILITY REQUIREMENTS

In the case of an individual seeking exemption based on the individual’s status as a
member of an exempt religious sect or division, as a member of a health care sharing ministry, as an Indian,

or as an individual eligible for a hardship exemption, such information as the Secretary shall prescribe.”

Senate Bill, H.R. 3590, pages 273-274

The articles say that according to “various Muslim fatwas they forbid Muslim participation in any sort of healthcare or insurance risk”.  To muslims insurance is considered gambling because it is based on ambiguity.  Obviously, this provision could be applied to other religious groups and not just muslims but I did not want to focus on one group on my blog.  My issue is ” if something like healthcare is so important why start trying to exempt certain groups from participating?”  Because rest assured if certain groups are granted the right not to participate then they will not have to pay any fines are premiums for this but will want to get the benefits of “Obama care”.

These are the types of issues that concerned me when the healthcare bill was passed.  Not the part about pre-existing conditions, covering children up to 24 years old,etc…. But, obscure provisions like this that is a moving target and if any decisions are made in regard to this provision if will be made in favor of the decider which will be the “bloated bureaucracy” that will make all of our healthcare decisions. Once the healthcare provision is entrenched in our society we will be subject to these provisions with no choice but to accept them.

The American People must remain vigilant and stay alert to what is going on so when these “issues pop up” we all can become informed and let our government know we want change.  This is why the American People were not told ahead of time what was in the healthcare bill because if we  knew what is in store for us there is no way this bill would have passed in its present form.  In closing my title refers to the fact that if this healthcare bill stays in its present form then all Americans should participate. Let’s don’t start exempting certain groups right off that bat!!